When you’re running a business, your work never ends: one of the things you have to accept is that a business isn’t a single project that concludes successfully after you put in lots of work. It’s an ongoing task, where you’re constantly building better processes, and more nuanced understandings. Perfection is out of reach, and the reward for success is the chance to try again! With that in … [Read more…]
Ways You Can Become Financially Stable
While figuring out whether you’re financially stable or not has a little more to do without just being able to decide if you could survive longer than paycheck to paycheck, but more has to do with an overall picture of the household finances. Handling the finances is a lot to deal with, one that should not be tackled alone, especially if you share the burden with a significant other, but … [Read more…]
How to Save Money on Food Expenses
While there are certain monthly expenses that can be cut if you try hard enough, such as a gym membership or even a cable bill with so many streaming options these days that it doesn’t make sense to pay for hundreds of channels you don’t watch anyways, other expenses such as food are a necessity, so it’s how you spend the money is important. Every little bit helps, so whether it’s not … [Read more…]
The Biggest Retirement Planning Mistakes
Staying on top of the family finances is a huge responsibly, probably one that should not be handled alone without the help of your significant other, or even a family member or friend that you trust with financial advice. There would be nothing worse than plugging along through life and by the time you are ready to retire, realizing you don’t have enough to pay your necessary expenses, let … [Read more…]
How to Reduce Monthly Money Wastes
Believe it or not, it can be harder to stay on top of your finances compared to losing weight, which is a popular resolution this time of year. The problem is, you join the gym and try to make a routine of going, but after a few weeks or even months if you can last that long, is visit become less frequent and then all of a sudden you haven’t gone in months and continue to pay the membership … [Read more…]
Boosting Your Credit Score Can Save You Money
Whether you know it or not, your first impression to a potential lender is your credit score, which can not only decide your approval fate, but also, if approved, what your rate and terms are. For many, credit score is not something that is often thought about, unless you fill out an application and then have to answer to your credit report. By staying on top of not only your credit … [Read more…]
Peer-to-Peer Lending and a Savvy Investment Portfolio
Peer-to-peer lending is just one piece of the greater sharing economy that has boomed in the past ten to fifteen years. In a nutshell, it allows regular non-institutional investors with just a few hundred dollars to fund loans for borrowers. It cuts out the bank or large credit institutions in the process, allowing borrowers to obtain more competitive interest rates, and giving individual … [Read more…]
Money Mistakes You Should Avoid Going Forward
You may think you are going about your finances the right way, month over month, year after year, making sure your bills are paid on time,and yes while that is important, there is actually much more to the whole financial picture. Between how much you’re spending on utilities, food, gas, spending, not to mention having saved up, it puts a lot of pressure on the one that is handling the finances. … [Read more…]
How You Can Avoid Any Potential Family Money Disasters
It’s long been said that a large part of the reason for divorce is because of money, so in order to really avoid any potential family money disaster, it’s been to get out in front of it early on before it may be too late. Finances may not be first priority when a new relationship begins, but as you begin to grow in terms of marriage and children, that’s when the importance escalates pretty … [Read more…]
Reasons Why You’re Always Broke
As the weather starts to turn and winter seemed to be in full force already, though it’s already almost Thanksgiving somehow, I can already notice the furnace kicking on more than normal and can anticipate that the next gas bill will skyrocket. With increasing bills comes Christmas shopping around the corner, so any extra money laying around is taken up and you wonder where it all went. There … [Read more…]
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